Turn your "Ratchet" into an "Asset"!

About Us

Build Your Own Business


Ratchet Assets facilitate workshops that provide hands on training on how to start a small business. Attendees will receive training that helps them:

  •  Identify a skill set that can be monetized.
  • Learn how to create a business plan based on their skill set.
  • Identify their target market as well as platforms that can be used to market their skill set.
  • Create content that appeals to their target market.

About Ratchet Assets


Founded by Amber Le'Shea, Ratchet Assets was established to empower individuals from disenfranchised communities to take action to achieve financial freedom. Statistics continue to reveal that the socio-economical gap between people of color and their racial counterparts is staggering.  Amber Le'Shea aims to serve as a catalyst of change by utilizing her company Ratchet Assets as a means to educate and inform people from low socio-economical communities about financial literacy as well as provide insight as to how to improve and take charge of their financial circumstances.  Amber Le'Shea holds Bachelor's Degree from Spelman College in Psychology and Master's Degree in Mathematics Education from City College of New York. Amber has served as an educator in impoverished areas in New York City for over a decade.  She owned and operated Wicked Weaves and has her hands in New Jersey real estate.-- 

Financial Literacy


Ratchet Assets provide financial literacy classes that teaches people how to manage their credit and how to make money.  These classes also equip individuals with strategies that can be used to reduce unnecessary expenses and create another stream of income thus increasing cash flow. In addition to teaching you how to build, improve, and manage your credit, we also offer credit repair consulting.  Financial Literacy is the core building capital for your small business and personal use.

Credit Repair

Why Repair Credit?


Do you need money to start your small business? Are you planning to purchase a home?

Are you trying to get a government job?

Ratchet Assets offer credit repair services and workshops that helps you understand the importance and power of credit.   We also offer credit repair services to  help you build and restore your credit.  Often times people are rejected from acquiring a major loan due to minor issues on their credit report.  Most times, the information reported to credit agency can be disputed and removed from your credit report.   Managing your credit score is instrumental to being afforded opportunities that  can yield more income and assets. Ratchet Assets will  ensure that  your credit report contains correct information so you’ll have the highest score possible.

How It Works


Become a member to receive exclusive access to our  in-person workshops and online seminars.  Join a group of people who are passionate about creating generational wealth and achieving financial freedom. 


We also offer credit repair consulting which includes a private assessment and a action plan that includes, contacting creditors on your behalf, sending appropriate written documentation to dispute claims, credit monitoring and much more. 

 Do the best thing you can do for your future. Call us today and let our experience save you time, money, and frustration. Live the life you deserve and have dreamt about!

Why Us?


Ratchet Assets is serving as a vessel to close the financial gap between people from disenfranchised communities and their racial affluent counterparts.  While the implementation of  racist systematic structures have been a long sustained practice contributing to the financial adversity marginalized groups have endured, Ratchet Assets aspires to serve as a catalyst of change by providing workshops to help individuals improve the financial circumstances.  The disproportionality between people of color and their racial counterparts as it pertains to wages, home ownership, small business mortality, and recidivism is startling.  However, a little encouragement, shift of mindset, and knowledge can have an adverse affect on the growing margins of people who continue to suffer financially.

Ratchet Assets

2019 Ratchet assets


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Contact Us

We know that untangling your credit can be both stressful and confusing. In addition to teaching you how to make money through launching a small business, we also offer credit repair consulting. Send us a message today, and we can get you started on a path to financial confidence. 

Ratchet Assets

733 3rd Avenue, Manhattan, New York, New York 10017, United States 15th Floor


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Master Social Media

Learning About Social Media Marketing

Ever wondered about how to create an engaged community around your small business with the use of social media?  Learn how to make money by attracting an audience. Creating content that provides value to your followers, aides in promoting your brand. Learn how to set up targeted advertising campaigns on platforms like Instagram, Facebook and Twitter. We will help you use your social media platform to launch your small business. Sign up below!

Need Funding? 

Sign up for our credit repair classes to receive insight on how your credit score can be utilized to receive more capital to start your business.



Ratchet Assets Blog

Ratchet Assets Videos

Check out these videos that offer advice and tips for financial stability/freedom! Make sure to subscribe to Ratchet Asset's Youtube channel for videos each week!